THE HOME INSPECTION & YOU
WHAT IS A HOME INSPECTION?
A home inspection is an objective visual examination of the physical
structure and systems of a home, from the roof to the foundation. Having a home
inspected is like giving it a physical check-up. If problems or symptoms are
found, the inspector may recommend further evaluation.
WHAT DOES IT INCLUDE?
The standard home inspector's report will review the condition of the home's
heating system, central air conditioning system (temperature permitting),
interior plumbing and electrical systems; the roof, attic, and visible
insulation; walls, ceilings, floors, windows and doors; the foundation,
basement, and visible structure.
WHY DO I NEED A HOME INSPECTION?
The purchase of a home is probably the largest single investment you will
ever make. You should learn as much as you can about the condition of the
property and the need for any major repairs before you buy, so that you can
minimize unpleasant surprises and difficulties afterwards.
Of course, a home inspection also points out the positive aspects of a home,
as well as the maintenance that will be necessary to keep it in good shape.
After the inspection, you will have a much clearer understanding of the property
you are about to purchase.
WHAT WILL IT COST?
The inspection fee for a typical one-family house varies geographically, as
does the cost of housing. Similarly, within a given area, the inspection fee may
vary depending upon the size of the house, particular features of the house, its
age, and possible additional services, such as septic, well, or radon testing.
It is a good idea to check local prices on your own.
However, do not let cost be a factor in deciding whether or not to have a
home inspection, or in the selection of your home inspector. The knowledge
gained from an inspection is well worth the cost, and the lowest-priced
inspector is not necessarily a bargain. The inspector's qualifications,
including his experience, training, and professional affiliations, should be the
most important consideration.
CAN'T I DO IT MYSELF?
Even the most experienced home owner lacks the knowledge and expertise of a
professional home inspector who has inspected hundreds, perhaps thousands, of
homes in his or her career. An inspector is familiar with the many elements of
home construction, their proper installation, and maintenance. He or she
understands how the home's systems and components are intended to function
together, as well as how and why they fail.
Above all, most buyers find it very difficult to remain completely objective
and unemotional about the house they really want, and this may affect their
judgment. For the most accurate information, it is best to obtain an impartial
third-party opinion by an expert in the field of home inspection.
CAN A HOUSE FAIL INSPECTION?
No. A professional home inspection is an examination of the current condition
of your prospective home. It is not an appraisal, which determines market value,
or a municipal inspection, which verifies local code compliance. A home
inspector, therefore, will not pass or fail a house, but rather describe its
physical condition and indicate what may need repair or replacement.
HOW DO I FIND A HOME INSPECTOR?
The best source is a friend, or perhaps a business acquaintance, who has been
satisfied with and can recommend a home inspector they have used. In addition,
the names of local inspectors can be found in the Yellow Pages where many
advertise under Building Inspection Service; or Home Inspection Service. Real
estate agents are also generally familiar with the service, and should be able
to provide you with a list of names from which to choose.
Whatever your referral source, you will want to make sure that the home
inspector is a Member of the American Society of Home Inspectors (ASHI) in order
to be certain of his or her professional qualifications, experience, and
business ethics.